Sutherland Title Company is pleased to present you the following information that is sure to help and educate you to be successful with your real estate transaction(s). The information contained in these pages will provide you with the knowledge you need to be as informed as possible. This information is a neccessity in today’s markets. From Realtors to Lenders, Buyers and Sellers alike, this information is priceless and will give you the edge you need so you can get where you need to be.
…Friendship Through Business.
What is Title Insurance?
So, you’re buying a house. It’s an exciting time. It can also be a bit confusing. Things feel like they’re happening pretty fast and, often, some important things can go unexplained like title insurance. Many people don’t understand exactly what title insurance is or what it does, even a lot of people that already have it. As a title insurance company, we would like to remedy that…
Why Title Insurance?
Other types of insurance coverage focus on possible future events and charge an annual premium such as flood insurance or hazard insurance that safeguard against loss from wind damage. Title insurance protects against loss from hazards and defects already existing in the title and is purchased with a one-time premium…
Homeownership
The decision to purchase a new home brings a sense of financial integrity and stability. Whether it’s a place to make your own, more space for a growing family or an investment opportunity, the home-buying process is an exciting time. One of the biggest motivations for buying your home is financial security. Buying a home is a sound financial decision for a number of reasons…
Surveys
Members of the American Land Title Association (ALTA) have specific needs, unique to title insurance matters, when asked to insure title to land without exception as to the many matters which might be discoverable from survey and inspection, and which are not evidenced by the public records. The following is the American Land Title Association (ALTA) American Congress on Surveying and Mapping (ACSM) Minimum Standard Detail Requirements for ALTA/ACSM Land Title Surveys Effective 2/23/2011…
Home Selling Tips
Potential buyers usually decide within minutes whether or not a home is right for them. As you prepare your home to go on the market, try to view it through the eyes of a buyer. We have provided some tips to assist you in preparing to sell your home…
Agent Checklist
Avoid problems at your closing by using this simple checklist…
The Loan Process
We know the loan process can be a bit intimidating, so we’ve put this together to give you a little information about the loan process…
SOLD- What Happens Next?
You’ve found a house or a buyer has found yours and everyone has agreed on a price. So what happens between now and the time it becomes legally owned by you or another party? We understand the home-buying process cabe a little confusing. So we’ve put together this information to help you better understand what happens after the sold sign is posted…
Need An Attorney?
Having an attorney represent your interests in a real estate transaction isn’t a legal requirement. Most real estate transactions are simple and easy to understand when explained by our competent escrow officers. However, if you find it necessary, having legal counsel makes good business sense because of the complexities that may come with more diverse real estate transactions. An experienced, competent real estate attorney can help to protect your interests…
Homeowner’s Policy
The Homeowner’s policy protects against many common, frustrating problems and protects your investment for as long as you or your heirs own the property. The following is a description of some of the additional coverages you’ll receive when you upgrade to a Homeowner’s Policy of Title Insurance…
Steps for Escrow Success
Our escrow staff is ready to provide you with consistent closings every time. To speed your transaction, we recommend following our seven steps to ensure a successful escrow process…
Foreclosure Alternatives
If you or a family member has received a Notice of Election and Demand for Sale, this signifies the beginning of the foreclosure process. You should consult with your lender, an attorney, financial adviser, accountant or other real estate expert to discuss your specific situation. The information contained here should be used only as a starting point for further discussion…
